I originally wrote this last year on Friday September 5, 2008. I was at a funeral for someone I did not know, but was a dear friend to many others, including my wife, Dana. I feel it is appropriate due to September being Life Insurance Awareness Month.
As I sit here I am reminded how short time we have in this we call "life". I am reminded of all the beautiful places I have seen , the wondrous events I have been a part of, and how many people that have actually made a difference in my life. I am thankful for being able to acknowledge the very present. To know where you are at any given time and be at one with that place with the understanding that you will never have that moment again. How different would we all behave if we all took that knowledge? Would we all choose to take a higher road?
I didn't know this man Tom whose funeral I am at but I am thankful for the inspiration I have gained by coming. It has reminded me to choose the high road and that we all have choices and to try harder to choose happiness. For each moment we choose something other than happiness we lose that moment we could have, and should have chosen happiness.
So, choose happiness and know that it is a personal choice and not something another can give but something another can take if you choose to let them. I hope when it is my time to walk out of this life, that all the good times will rush back to me and I leave with a smile of knowing maybe I had given a few smiles to others along the way.
Let me take a moment to explain why I have life insurance, but why I believe in it so much. You see, before getting into the industry, I didn't believe in life insurance at all. In fact, I felt it was such a waste of money! I had even a worse taste in my mouth since my previous experience with a life insurance person, and company were of total deceit! One person told me a blatant lie, and I bought it! I vow to never, ever have someone I do business with walk away without understanding or the feeling like they have been "sold".
I have life insurance for two main reasons: 1) to provide a benefit to my wife. If you really want to know the truth, I feel under insured even though I have a $1,000,000 policy. What this provides her is the ability to pay off the mortgage if she chooses to do so, eliminate any and all debts we may have and also to provide a cushion to enable her to do whatever she wants to do. If she chooses to go back to work, that is entirely up to her. However, my point is life without me in it will be difficult for her to cope with let alone try and go back to work within a little time (at least I hope it would be). I want her to live life, travel, do all the things she's always wanted to do, start her dream business and not have to worry about trying to make it because my life insurance will provide that. 2) I believe in using life insurance as a retirement supplement. I believe in the benefit of tax deferred growth with guarantees with the option of pulling from it in tax advantaged ways. I believe in leaving a legacy and providing for my retirement dreams and goals.
I want to help people achieve their goals and beyond. That is why I do what I do. That is why I believe in what I believe. I want people to leave with a smile, knowing exactly what they want and need and how to get there.
