No more poems to Mr. B

While I do not know with whom or when they started, the poems my Nana would write are famous amongst not only our immediate family but those friends, of friends we have all made through the years. Nana didn't just write poems to me, she wrote them to my cousins, my mom, my stepdad, aunt and uncle, and I'm sure she wrote them to many others as well. Every birthday, or every occasion that warranted a card, you always knew there would be at least a small poem to come with it.

Some of the best poems wouldn't stop. Some poems seemingly lasting forever as we would read them aloud to the audience of family and friends gathered for one of our birthdays. I do believe I have in my possession the record for longest Nana poem, of 11 pages. I believe I received it at one of the momentous birthdays, either 18, 21, or 25. At least as of today, I hope I have it in my possession.

You see, my Nana passed away last night. It really is amazing that she was able to even make it to last night given the fact the doctors originally said that she "might" have 6 months left and that was well over 2 years ago. My Nana wasn't just mine; (although I was the one who created "Nana" as a child) she was Nana to my cousins, my many friends, and to most of the extended family as well.

Nana would write about what was going on in her everyday life as well as ours. She would throw in some historic facts, or write about the weather and how she hoped it would be a sunny day for our birthday. She would write about my favorite sports and somehow make it all rhyme.

Today looking back, trying to hold back the tears of her loss, I realize that most of the good that has been instilled in me was ultimately from her. I know she didn't invent the ideas, but she engrained each and every one of her sayings she lived by in all of us. Some goodies:

    Sticks and stones will my break my bones, but names will never hurt me.

Actually, as of right now that is the only one I am thinking about because I remember looking out her window after someone 'hurt' me by calling me a name when I was not more than 5. I remember her telling me that saying and had me repeat it. She was THE master at nursery rhymes. Somehow, she remembered them all from, "Little Jack Horner" to "Mary had a little lamb."

The point of all of this is that everything in life is at least in part emotional. Most of what we really have to hold on to are our memories of the people we have loved. My Nana had no real idea of what or how I do what I do, and there is no way I could ever explain it to her so she would fully understand. Until today I couldn't fully understand how to explain it to her, and it's too late.

I help people establish a plan so all they need to do if something happens to a loved one, is remember and have the time to grieve the loss of that loved one and not worry about anything financially.

 

Letter to Friends, and Family

To all my friends and family,

 

As you all know, I have been fulfilling my dream as a financial advisor.  A dream that I've had for several previous years and have been blessed with the opportunity for it last year.  Sadly, however, my dream will be coming to an end if I cannot keep my foot in the door.  The choice to become a financial advisor was a journey I knew would be rough, but also a journey that happened at the same time as the economic fall.  It's been a rough year trying to help people see the benefits of the products I offer and the service I provide, protecting not only them and their lifestyle, but their loved ones as well.  Many people just aren't willing to take the time to see and evaluate what could happen if tomorrow never came, or a sudden disability caused a job loss, or the value of putting towards a retirement.  For many, they believe tomorrow will come, or "it won't happen to me".  Sadly, this is not the case and I've seen many people struggle and hurt from this point of view and the consequences it brought.  Others state "I get insurance through my company, why would I want to pay a bit more to get it through yours?".  Well have you ever read the fine print on your companies' policy?  What happens if you are laid off or switch jobs?  What happens if you become disabled?  Do you know what your policy through your work can offer?  Basically – nothing.  If you are laid off, switch jobs or simply quit, you lose your policy and ALL the money that went into that account is no longer in your hands put is put back into the company's shareholders.  So what do you get?  Nothing. 

 

Having an outside company handle your insurance guarantees your policy to stay put no matter where you go.  So you never lose out on the money you invested.  What about disability?  What happens if you sprain a tendon, break your arm or are unable to walk because of a herniated disc?  What will your policy through your company do? Nothing.  Most companies only offer disability if you dismember a part of your body. (read the fine print!) NOT if a simple disability puts you out.  And disability from the state?  Though it's something, will quickly disappear once you find a new job.  This is where I come in.  Not only will the services I provide quickly get you out of the stresses of a financial bind, but will ensure you and your family that you are covered for life.  Can no longer use your hand in your current job but can work doing something else?  Not only would a disability policy through my company cover the time you are out of work, but will continue to pay out even if you find a new job.   Don't believe me?  Ask me about the doctor.

 

Basically my point is this:  I chose a career to help benefit people, their families and ensure the peace of mind incase anything devastating happens.  But many people, friends, and family as well as strangers, have quickly shut the door in my face because they believe tomorrow will come, that they will never be hurt on the job, are not in need of my services or simply can't afford it.   They are also worried of investing their money into any retirement accounts, trusts funds for their children, and etc.  The big "I can't afford it" is the ONE thing that holds them back.  But what if you can?  Would you be more willing to have the peace of mind of that your financial needs are safe and secure if you just gave a few minutes to listen to what I can bring to the table?

 

If  you fall into any of the following categories, I just ask that you please give me a call and I will be more than willing to meet with you anytime, anywhere, to discuss any financial needs, no obligations, no pressure and with a fully trustworthy answer.  I will be more than happy to look over your current policy(ies) and read the fine print and explain what it really means.  If I think your policy is better than mine, I will tell you.  But I can guarantee that most of them are not, especially if they are through the company you work for.  I can give you a better rate, better service, and a better product to ensure your peace of mind. So if you are a parent, a wife, a husband, a business owner (talk to me about insurance policies for your employees!), wanting or willing to roll over a 401k, an IRA, needing or interested in an estate trust (I have a great referral), life insurance, disability insurance, an employee of any company who may have a policy but is willing to let me look over and see what I can offer you, or even if you are someone who currently holds a policy with another company – I ask you that you please grant me the opportunity to fulfill my dream as a financial advisor and see what I can offer you,  your family and your peace of mind.  My company offers better service then State farm, prudential, common wealth, and all of the smaller companies that work only through employers.

 

This isn't a plea bargain, but more of asking of help of opening of eyes, and a way for me to still hold onto and continue my dream.

 

If you know anybody that is a business owner, a parent, a friend, a co worker, anyone that has even the slightest interest or even may not have any idea what the benefits of the products I offer can do but are willing to just listen, please, I ask that you pass my name and number to them.  I will meet you/them anytime and anywhere.

 

If you think you can't afford it, I ask that you give me a chance to see that the products I offer are very affordable.

 

Think about your life and the life of your family.  A simple policy can do wonders for you and them.